The Impact Of Credit Risk, Distribution of Interest Rate And Liquidity on Bank Profitability

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Published: Jan 7, 2023
DOI: https://doi.org/10.31332/ijtk.v1i1.3
Keywords:
Credit Risk Interest Rates Credit Liquidity and Profitability

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Sinta Purnama Sari
Accounting Study Program, Faculty of Economics, Universitas Islam Batik Surakarta

Abstract

The development of Islamic finance in Indonesia is needed to strengthen a sustainable economic structure. This data was based on the promising potential of Islamic economic and financial growth. This study examines the impact of credit risk, the spread of interest rates, and bank profitability liquidity. The population in this study is Islamic banking companies in Indonesia during the 2014-2018 period. The sample was chosen from the purposive sampling method and obtained a selection of 50 companies from several criteria. The data source is secondary data. This research uses multiple linear regression analysis with the help of SPSS version 21. The results of this research show that credit risk and liquidity affect bank profitability. At the same time, the spread of interest rates does not affect the profitability of banks.

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How to Cite
Purnama Sari, S. (2023). The Impact Of Credit Risk, Distribution of Interest Rate And Liquidity on Bank Profitability. International Journal of Transdisciplinary Knowledge, 1(1), 1–11. https://doi.org/10.31332/ijtk.v1i1.3
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Vol. 1 No. 1 (2020): July 2020
Section
Articles
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This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

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